I'm afraid I've hit a slight snag.
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A: What's going on? We're still on for this morning,aren't we?
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B:That's what I'm calling about. I'm afraid I've hit a slight snag.
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A: What's up?
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B:I've just left my briefcase in the back of a cab.
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A: Ah,bad luck!!
¾Æ, Àú·±!!